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First Time Buyers

Getting started

- Why use The Mortgage Advice Store?
- Can you please explain the mortgage process?
- Are there costs associated with getting a mortgage?
- Joint purchases
- Do I need to have saved the deposit?

Lenders

- Normal Lending criteria
- Fixed or variable rates

Related issues

- Will existing loans affect my borrowing capacity?
- Deferring payments for first time buyers
- Will you take all my salary into consideration?
- Do I get tax relief on my mortgage payments?
- Renting rooms to increase borrowing capacity?
- Documentation required
   

Moving House

- Step by step moving process
- Bridging, when do I need it?
- How do I ensure the timing is to my advantage?
- Why should I use an independent mortgage advisor?
   

Remortgaging

- What is the remortgage process?
- What interest rate will I pay?
- About remortgages
- Remortgage Example
- How soon after my first mortgage can I remortgage?
- Can I choose different terms within the remortgage?
- Principal reasons why a mortgage will not be approved
- Living within your means
   

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