First Time Buyers

Applying for your first Mortgage can be a daunting experience. At The Mortgage Advice Store we can guide you through the entire house purchase process to a successful completion. We simplify the process and ensure you receive the advice needed to make an informed decision and a mortgage to suit your long-term needs.

We offer:

  • Fast underwriting decisions
  • Experienced mortgage advisors
  • Advice on fixed; variable and green rate mortgages
  • Consultants that will guide and fully explain the entire house purchase process to you
  • Advice on self-build mortgages

We will provide the latest information to you on.

  • Bank’s lending requirements
  • Maximum borrowing limits
  • Deposit required by the lenders
  • *Help to Buy Scheme (being a refund of taxes paid over the past 4 years (available to first time buyers buying new homes where loan to value is 70% or more of the completed value)
  • Various Interest Rate Options
  • All Documents required to obtain approval

Note : *Help to Buy Scheme (HTB) is available to first-time buyers to help them purchase a newly-built house or apartment. It also applies to once-off self-build homes. HTB applies only to properties that cost €500,000 or less.

The ‘Help to Buy Scheme ‘provides you with a refund of income tax and deposit retention tax that you may have paid over the last 4 tax years.

Getting started


Related Issues

  • BI Brokers Ireland
  • Haven
  • Finance Ireland
  • Dilosk